Mortgage Calculator

Estimate your loan payments.

Estimate your mortgage loan payment

Home value:

Enter the estimated value of the home.

Down Payment:

Enter your down payment amount

Interest Rate:

Loan Term:

30 Years 15 Years

Optional

Taxes, insurance, HOA fees

By adding Taxes, insurance, HOA fees, you get a more accurate monthly payment.

Property tax per month:

Homeowner's insurance per month:

HOA fees per month:

Extra Payments

By adding extra payments, you can pay off your loan faster and save on interest.

Additional amount to monthly payment:

Additional yearly payment every:

One-time additional payment on:

Estimated Monthly Payment

Principal & Interest$0
Private Mortgage Insurance$0
Taxes$0
Insurance$0
HOA$0
Extra Payment$0

Loan Totals:

Purchase Price$0
Down Payment$0
Total interest$0
Total Loan Amount$0

Extra Payment Savings

Total Savings:
Total Time Saved:

How payments change over time

The amounts that go toward your principal and interest will change over the life of the loan. As the loan progresses, your principal payments will increase while the interest portion decreases.

First Payment Date

Last Payment Date

Total Principal Amount:$0
Total Interest:$0
Total Loan Amount Cost:$0

Loan amortization breakdown

This chart breaks down each payment and shows how much is going toward the principal and interest.

First Payment Date

Last Payment Date

Year	Principal Paid	Total Interest Paid	Balance

Share Results

Clicking the "Send" button constitutes your express written consent, without obligation to be contacted by DownPaymentFinancing.org (including through automated technology, e.g. dialing and text messaging) via the telephone, mobile device (including SMS and MMS) using the phone numbers provided above, and/or email, even if your telephone number is on a corporate, state or the National Do Not Call Registry, and you agree to our terms of use and privacy policy. Standard message and data rates apply.